The Emeriti Program is an innovative, tax-advantaged solution for managing and outsourcing retiree health care benefits. Originally launched for the higher education community, Emeriti now serves an expanded market that includes other education-related research, medical and cultural nonprofit organizations.

Whether your organization has a retiree health benefit or not, Emeriti can customize a plan to meet your institution’s cultural and financial needs. Your retiring employees will have guaranteed access to a range of Medicare supplement plans and Part D prescription drug plans underwritten by Aetna.  Your younger employees will have the opportunity to build assets, through institutional and individual contributions into Emeriti’s tax-advantaged health savings accounts, managed by Fidelity Investments

The Emeriti Program offers multiple points of entry:

The Comprehensive Option enables you to begin the Program at Emeriti’s benchmark
pre-funding level with access to all Program benefits.

NEW! The Insurance First Option provides immediate access to Emeriti’s group insurance options underwritten by Aetna, and allows you to delay pre-funding for a period of years. In this approach, you gain full access to Emeriti’s other benefits only when pre-funding begins.

NEW! The Incremental Pre-Funding Option enables you to begin the Program at a reduced employer pre-funding level and grant participant access to all Emeriti benefits. In this approach, you ramp up to Emeriti’s benchmark pre-funding standard over a period of years.

In challenging times, where reducing costs is critical, we invite you to take a look at how Emeriti can help you customize a plan of action now to meet your organization’s objectives for sustainable retiree health benefits in the long term.  Contact us today to receive a customized analysis of insurance cost savings and minimum pre-funding amounts.