You're about to discover one of the most innovative retirement benefit programs available today for the higher education community.

The Emeriti Program enables individuals to prepare and save for the ever-increasing cost of retiree health expenses. Through the Program, employees and their eligible dependents have access to a comprehensive package of retiree health care benefits, including:

• A tax-advantaged way to invest and accumulate assets during working years to help pay for medical expenses in retirement
• A diverse menu of portable, group retiree health insurance options (both pre-65 and post-65 options available)
• A tax-free reimbursement benefit to pay for other qualified, out-of-pocket medical expenses during retirement

The Emeriti Program is offered only through institutions that are members of the Emeriti Consortium. Institutions adopt the Emeriti Plan for the benefit of employees, and make contributions on their behalf at a specified age.

Designed to Meet the Needs of All Institutions
The Program is designed to meet the needs of an institution without any retiree health program, or it can replace an existing plan. Each Consortium member designs a distinctive Plan to meet its cultural and financial needs. The Program offers institutions a financially sustainable solution that addresses employees’ concerns about the rising costs of health care, without creating accounting liabilities.

Emeriti’s products and services are delivered in collaboration with Fidelity Investments, Aetna Life Insurance Company and HealthPartners.