Preparing today for a healthier tomorrow.
Healthcare costs appear to be going nowhere but up. And Medicare may not
be enough for you. The Baylor College of Medicine RHSP can help you save for
medical expenses in retirement.
The Baylor College of Medicine RHSP provides:
Save money by paying no taxes on money contributed by BCM.
Get tax-free reimbursement for qualified medical expenses.
Take comfort in knowing group coverage is backed by BCM and underwritten by Aetna.
Counting on Medicare to cover the bulk of your healthcare expenses could be a mistake. It’s unlikely that Medicare will keep pace with the increasing costs of healthcare.
View & DownloadDownload your 2026 Medicare
Overview booklet today
*Medicare does not cover vision, hearing, dental and long-term care.
BCM begins contributing for you at age 40, if you are working 20 hours or more per week, and are in an eligible classification. To become vested in BCM’s contributions, you must work five years in an eligible job classification and for 20 hours or more per week.
If you terminate employment prior to attaining vesting status, you will forfeit any employer contributions plus any earnings attributable to the employer contributions.
You may also make voluntary after-tax employee contributions at any time. Your voluntary after-tax contributions are always 100% vested, but if you die without a spouse, same-sex or opposite-sex domestic partner, or dependents and without using your accumulating balance, any remaining assets are subject to forfeiture.
You can manage your account at MyEmeritiHealth.org. Check your account balance, review investment options, make allocation changes and transfer assets within your account.
Once you have separated from employment at BCM, your vested BCM contributions and your own voluntary contributions can be used to reimburse yourself for qualified medical expenses. You can be reimbursed for a wide range of expenses included in IRC Section 213(d) medical expense guidelines.
Please refer to IRS Publication 502 to learn more.
The reimbursement benefit is available for you, your spouse, your same or opposite sex domestic partner, and other eligible dependents once you have separated from employment with Baylor College of Medicine.
For your convenience, you can get reimbursed by using your benefits card for qualified healthcare purchases or submitting claims at MyEmeritiHealth.org for fast results.
Use your benefits card to pay for all your qualified healthcare purchases.
Register at MyEmeritiHealth.org to submit and track your claims quickly and easily.
Register TodayYou will be eligible for retiree health insurance if you meet BCM’s requirements of age 55 and at least 10 years of continuous service. For late hires, eligibility is age 65 with 5 years of service.
You can enroll in the retiree health insurance if you satisfy the above criteria and are age 65 and enrolled in Medicare Parts A and B or if you become permanently disabled, as defined by the Social Security Disability Insurance (SSDI) program, prior to age 65.
The retiree health insurance is available for you, your spouse or your same or opposite sex domestic partner, and other eligible dependents. For dependents under the age of 65, there are three medical/prescription drug combination plans available.
Speak with a Licensed Insurance Agent today—call our Customer Care Center at 1-866-EMERITI (1-866-363-7484) for assistance.
Choose the Aetna retiree medical and prescription drug plans that best fit your needs. You may also add the Aetna dental plan. Keep in mind, you can change coverage each fall during open enrollment.
Go to MyEmeritiHealth.org to enroll anytime, 24/7.
Call the Emeriti Customer Care Center Monday through Friday 8:00 am – 8:00 pm, ET.
1-866-363-7484 (Select #2)
You’ll enjoy more convenience; more access and more control. Start taking advantage of all the new benefits now — click the button below to log in to your account.
