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Health insurance for a new chapter of life

More complete coverage for a more complete retirement.
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Retiree health insurance that goes beyond Medicare

Join the thousands of Retirement Healthcare Savings Plan (RHSP) retirees who have chosen employer-sponsored, comprehensive group coverage from Aetna. Package your medical, prescription drug and dental plans1 any way that you like, and change plans each year, knowing that you won’t be turned away.
 
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You will have an initial 90-day window to enroll

When you separate from employment and are eligible for the Aetna retiree health insurance, if you do not enroll during the 90-day period, you may not be eligible to enroll again, unless you experience certain qualifying life events.
The same is true for your eligible dependents2. You must enroll them with you when you become eligible, or they will lose their eligibility with Emeriti, except for certain qualifying life events. For instance, if your spouse is still employed, he/she can wait to enroll in the Aetna plans offered through Emeriti until after retirement.
For more information, call the Emeriti Service Center at 866-363-7484, option #2
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The Aetna advantage

Aetna Life Insurance Company underwrites RHSP group coverage, providing  4-star rated group Medicare Advantage health plans. The Centers for Medicaid and Medicare Services (CMS) awarded Aetna’s Medicare Advantage national PPO plan 4 out of five (5) stars.
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Benefits of employer-sponsored, group coverage from Aetna

Aetna retiree health insurance provides choice, convenience and flexibility.
National plans follow you wherever you live in the U.S.
No network restrictions
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Access to worldwide urgent and emergency care
Choose from over 65,000 pharmacies nationwide
Wide range of benefit coverage
Change plans each year knowing you won’t be turned away
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Find the right plans for you and your dependents

Review and compare Emeriti’s 2020 health plans.
For participants over 65
Review all plans.
For participants under 65
Review all plans.
For retirees of Minnesota institutions who reside in Minnesota
 
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tools and resources

Use Aetna's online tool to calculate your prescription drug costs

 

REVIEW AETNA'S PRESCRIPTION DRUG FORMULARIES

tools and resources

Calculate premium rates by zip code

tools and resources

Need help deciding which plan is best for you?

Aetna benefits specialists will provide personalized guidance for you and your dependents. Call 855-212-5666 to speak to an Aetna benefits specialist.

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RESOURCES

Check Your Health Account Balance

Log into your TIAA secure account.
GUIDANCE

FILE A REIMBURSEMENT CLAIM ONLINE

Easily submit and track claims
GUIDANCE

Understanding Medicare

What you need to know.
1Aetna dental plan is not available to retirees who live in Maryland.
2DEPENDENT DOMESTIC PARTNERS ARE ALSO ELIGIBLE, IF ELECTED BY YOUR INSTITUTION. NON-DEPENDENT DOMESTIC PARTNERS MAY ALSO BE ELIGIBLE, IF ELECTED BY YOUR INSTITUTION. PLEASE NOTE THAT THERE ARE TAX IMPLICATIONS FOR NON-DEPENDENT DOMESTIC PARTNERS.