It's neither too early nor too late to start investing.
You can potentially build up a significant amount of money in your Emeriti Health Account, even if you can invest only a small amount each month over time. It really does not require a lot of money to potentially benefit from compounding of earnings. To learn more, click here.
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The Emeriti Program, offered by your institution, provides a comprehensive package of retiree health care benefits for you and your eligible dependents. The three core components of the Program include a tax-advantaged way for you to invest today to help pay for your medical costs in retirement, guaranteed access to group health insurance when you retire and enroll in Medicare, and a tax-free retiree reimbursement benefit, which acts like a lifetime flexible spending account.
ALL OF THE INVESTMENT OPTIONS IN THE EMERITI PROGRAM ARE MUTUAL FUNDS REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND THE INVESTMENT COMPANY ACT OF 1940, AS AMENDED, BUT THE RIGHT TO MAKE EMPLOYEE AFTER-TAX CONTRIBUTIONS IS NOT REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED AND PARTICIPATING INSTITUTIONS' EMPLOYEE AFTER-TAX CONTRIBUTION VEBAS ARE NOT REGISTERED UNDER THE INVESTMENT COMPANY ACT OF 1940, AS AMENDED.
Emeriti Retirement Health Solutions, Aetna Life Insurance Company, and Fidelity Investments are independent organizations and are not affiliated.
Recordkeeping and investment services provided to the Retiree Health Investment Accounts by Fidelity Investments Tax-Exempt Services Company, a division of Fidelity Investments Institutional Services Company, Inc., 82 Devonshire St., Boston, MA 02109
